Net Worth Overview
$284,750.50
Income Growth
+18.5%
vs previous period
Savings Rate
42.5%
of total income
Total Income
$0
Avg $8,204/mo
Total Expenses
$0
Avg $4,723/mo
Total Savings
$0
42.5% of income
Investment ROI
0.8%
Annualized return
Cash Flow Trend
Income, expenses, and net savings
Expense Categories
Where your money goes
Great Savings Growth!
+24.8%Your savings increased by $8,180 this month compared to last month. Keep up the excellent work!
Shopping Overspend
85% usedYou've spent $1,275 on shopping (85% of $1,500 budget). Consider cutting back for the rest of the month.
Investment Opportunity
AI TipBased on your risk profile, consider allocating 15% more to index funds for better long-term returns.
Unused Subscriptions
$68/mo3 subscriptions haven't been used in 60+ days. Cancel to save $816 per year.
Goal On Track
84%Your Vacation Fund is 84% complete. At current rate, you'll reach it 2 weeks ahead of schedule!
Credit Score Improved
+15 ptsYour credit score increased from 770 to 785 - "Excellent" range. Great financial habits!
January 2026 Report
Complete financial summary
Q4 2025 Report
3-month analysis
Year 2025 Report
Full year overview
Tax Summary 2025
For tax filing
Investment Report
Portfolio performance
Schedule Report
Get reports by email
Setup now →
This Month
$4,850
Total Expenses
Last Month
$5,120
Total Expenses
Change
-$270
5.3% decrease
Category-wise Comparison
This month vs last month
| Category | This Month | Last Month | Change | Trend |
|---|---|---|---|---|
|
Shopping
|
$1,275 | $1,420 | -$145 (-10%) | |
|
Food & Dining
|
$820 | $780 | +$40 (+5%) | |
|
Transport
|
$420 | $520 | -$100 (-19%) | |
|
Entertainment
|
$380 | $320 | +$60 (+19%) | |
|
Utilities
|
$450 | $480 | -$30 (-6%) |
Transaction Activity Heatmap
Your spending frequency over the past year. Darker = more transactions.
Peak Spending Days
Time of Day Analysis
Morning
18%
Noon
32%
Evening
38%
Night
12%
Insight
Most spending happens between 5-8 PM. Consider setting a 6 PM notification for budget reminders.